Avail Business loan with quick approvals

Get Small Business Loans credited to your Bank in just 48 hours. Apply Online. Draw Cash Instantly. Minimal Documentation. No Collateral.

Features and Benefits

With small business loans up to Rs. 30 lakh, funding for your small business is now just 24 hours away. Use the funds to invest in infrastructure, expand operations, upgrade to the latest plant and machinery, maintain inventory, or to increase working capital. These customized loans can give your business the much-needed boost to help your enterprise scale new heights with enhanced competitiveness and profitability.

Top Features of SME Business Loans:

  • Large capital made affordable We offers easy and quick business finance up to Rs. 30 lakh to small businesses at low interest rates. Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, these loans are the perfect financing solution for your small-scale business.
  • Flexi Loan Facility Withdraw only what you need and repay funds as per your business cash flow at nil prepayment charges. Pay only interest as EMIs, and repay the principal at the end of the tenor. Interest is charged only on the amount withdrawn, helping you to lower your EMIs by up to 45% and helping your cash flow.
  • Hassle-free unsecured loans These unsecured business loans are approved in under 24 hours, come with easy eligibility criteria and can be applied for with just 2 documents. These exclusive features make us the best, fastest and most hassle-free business loan provider to meet urgent financial needs of your growing business.
  • Loans up to Rs. 30 Lakh Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, We offers business loans up to Rs. 30 lakhs. You can use the loan amount to invest in infrastructure, expand operations, buy equipment or inventory, or even to increase working capital.
  • No collateral Our business loans are collateral-free, which means you won’t have to put your personal or business assets on the line to get financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, with collateral-free loans, funding is much faster and requires only minimal documentation.
  • Online Account Access You have the convenience of accessing your business loan statement anytime from anywhere.
  • Why should you choose business loan from us? One of the top 10 trusted loan providers in India, We offers customised Business Loans that are affordable and hassle-free. Get the loan with affordable interest rates, zero hidden charges, minimal documentation, quick approval and more.

    You can use a Business Loan to:
    •  Increase your business cash flow
    •  Lease bigger office premises
    •  Renovate your office
    •  Purchase, lease or repair machinery and equipment
    •  Upgrade to the latest technology
    •  Stock up on inventory
    •  Hire seasonal employees
    •  Purchase raw material for bulk orders
    •  Expand to another area or city
    •  Scale up operations and take on bigger projects and much more

  • Loans for your special needs We have customized business loans for your unique needs.
    • Working Capital Loans: Maintain a healthy cash flow with a Working Capital Loan without any security and keep your business away from any financial roadblocks.
    • Machinery Loans: Install or upgrade to the latest plant and machinery or equipment with a Machinery Loan and meet bulk orders smoothly.
    • SME and MSME Loans: Small and medium enterprises can now grow their operations and scale in an easy way with SME and MSME Loans.
    • Business Loans for Women: Especially designed for women entrepreneurs, Business Loans for Women offer finance up to Rs.30 lakh to support their growing business needs.

Business Loan FAQs

A business loan is an unsecured form of credit designed to cover various expenditures in a business. Borrowers need not mortgage any asset to avail funds.

We offers Loan up to Rs. 30 lakh, against simple business loan eligibility criteria and basic documentation. Once approved, you get the amount disbursed within a working day.

Entities, self-employed non-professionals, and self-employed professionals can apply for a Business Loan, after fulfilling the required eligibility criteria.

A CIBIL score of 750 is considered healthy to avail a business loan. The closer your score is to 900, higher are your chances of getting the loan on good terms.

An applicant can qualify for a Business Loan by meeting the following criteria:

  • Minimum 3 years of business vintage
  • Applicant’s age to be within 25 to 55 years
  • IT returns filed for at least the previous year
  • A healthy CIBIL score and strong credit profile

The process to apply for a business loan is simple.

  • Fill up the online application form of business loan to apply.
  • Submit all the relevant documents to complete the process.
  • Get money in bank within 24 hours.

Dhanlaxmi Limited

We are dealing all India Business and Serve to owner client at a very reasonable cost.

Dhanlaxmi Limited is an ISO 9001:2008 Authorized and process with all necessary Certificates.